Service Line Coverage

    For Coverage You Never Knew You Needed, SurSafe Has Your Back.

    Is a breakdown to a service utility line something you ever thought you had to worry about as a homeowner? Of course not. Sadly, these types of breakdowns aren’t covered by a typical insurance policy and could end up costing a homeowner thousands of dollars out of pocket. With Service Line Coverage, SurSafe policyholders can rest assured knowing their home insurance provides this much needed and likely pricey gap in insurance.

    Service Line Coverage provides more extensive coverage than several service contract and warranty programs that are recommended through utilities or third parties. More so, the coverage applies to just about any lines providing service to a home – even those that warranties and contracts don’t cover.

    Includes multiple causes of loss

    Service Line Coverage will cover line breakdown resulting from:

    • Environmental effects, such as stresses from changes in ground temperature
    • External forces, such as root invasion or movement of heavy objects across an underground utility line
    • Condition within the line, such as a failure in the material integrity of the service line (Note: “Blockage” without the failure of the line is not considered a covered loss, the line itself must show some damage)

    Examples of covered service lines

    • Water supply
    • Waste disposal
    • Electrical power
    • Heating (including hot water, natural gas, propane, steam, and geothermal)
    • Communications (including cable and data transmission, internet access, and telecommunications)
    • Drainage systems
    • Compressed air

    Request your free quote, today, and learn why a SurSafe Home policy is right for you.

    Request Your Free Quote

    The Fine Print

    Coverage is provided by SurSafe Insurance Company, Billings, Missouri. SurSafe is only licensed to sell insurance in Kansas and Missouri. Terms, conditions and exclusions will apply. These brief descriptions of coverage are for you to see what SurSafe offers. They are not a statement of contract. Please refer to your policy for a full description of your coverages. Please contact your local SurSafe agent for more information.